Banking Client Information Registry (CIBR) – a database of financial obligations and payment discipline of clients of banks that are members of this registry.
CRIF – Czech Credit Bureau – the technical administrator of the Banking Client Information Registry (CIBR) and Non-Banking Client Information Registry (NBCIR); facilitates the exchange of client information among individual members of the CIBR or NBCIR registry.
Czech Banking Credit Bureau (CBCB) – the entity through which significant banks operate the Banking Client Information Registry (BCIR).
Czech Non-Banking Credit Bureau (CNCB) – the entity through which reputable non-banking financial institutions operate the Non-Banking Client Information Registry (NBCIR).
Client Center – both banking and non-banking registries (or their operators) have client centers. It is possible to obtain a registry statement and register with kolikmam.cz through them.
Kolikmam.cz – a portal that allows online access to registry statements and serves as a guide for responsible borrowing.
Non-Banking Client Information Registry (NBCIR) – a database of financial obligations and payment behavior of clients of non-banking financial institutions that are members of this registry.
Non-Repayment Operations – a category where you can find overdraft loans, authorized and unauthorized debits in your statement.
Credit Card Operations – within the statement, this category includes credit from building savings or revolving (automatically recurring) loans.
Repayment Operations – a category where you can find personal loans, consumer loans, mortgage loans, investment or operating loans, leasing, etc., in your statement.
Registry report – an overview of financial obligations that a subject has with financial institutions associated with the Banking or Non-Banking Client Information Registry
Get a detailed overview of all your commitments in the CIBR and NBCIR registers, creditworthiness assessment, and receive alerts of changes.
Increase your chance of getting a mortgage or loan by checking your information in the registers and finding out your rating.
You will have online access to all listings and services after registering at the portal. Everything can be carried out easily from the comfort of your own home or office.