FAQ

 

Frequently Used Terms

Banking Client Information Registry (CIBR)

A database of financial obligations and payment discipline of clients of banks that are members of this registry.

CRIF – Czech Credit Bureau

The technical administrator of the Banking Client Information Registry (CIBR) and Non-Banking Client Information Registry (NBCIR); facilitates the exchange of client information among individual members of the CIBR or NBCIR registry.

Czech Banking Credit Bureau (CBCB)

The entity through which significant banks operate the Banking Client Information Registry (BCIR).

Czech Non-Banking Credit Bureau (CNCB)

The entity through which reputable non-banking financial institutions operate the Non-Banking Client Information Registry (NBCIR).

Client Center

The operation of the Client Center was entrusted to CRIF – Czech Credit Bureau, a.s. by CBCB and CNCB.

Kolikmam.cz

A portal that allows online access to registry statements and serves as a guide for responsible borrowing.

Non-Banking Client Information Registry (NBCIR)

A database of financial obligations and payment behavior of clients of non-banking financial institutions that are members of this registry.

Non-Repayment Operations

A category where you can find overdraft loans, authorized and unauthorized debits in your statement.

Credit Card Operations

Within the statement, this category includes credit from building savings or revolving (automatically recurring) loans.

Repayment Operations

A category where you can find personal loans, consumer loans, mortgage loans, investment or operating loans, leasing, etc., in your statement.

Registry report

An overview of financial obligations that a subject has with financial institutions associated with the Banking or Non-Banking Client Information Registry

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#kolikmam365

499 CZK/year

Get a detailed overview of all liabilities in the registers and public databases, creditworthiness assessment, and notification of any changes. A Detailed credit report 4 times a year included.

Detailed credit report

200 CZK/report

Increase your chances of being granted a mortgage or loan by checking your records, public registers, and getting your rating.

An online account gives you quick access to all services

You will have online access to all listings and services after registering at the portal. Everything can be carried out easily from the comfort of your own home or office.