How do credit bureaus work?

In general, credit registries are databases containing information about all types of clients – both legal entities and individuals – citizens and entrepreneurs who are in some way associated with a provided loan. Credit registries are designed to provide financial and non-financial institutions with data about clients needed for granting loans and thus prevent providing loans to 'non-creditworthy' clients.

Registries also serve the clients themselves, especially in cases where a client is reliable and financial and non-financial institutions can verify this through the registry. This leads to a faster process of providing financial resources. Additionally, clients can assess whether they can afford another loan or not by checking their own credit history in the registries through ordering a Registry Extract.

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499 CZK/year

Get a detailed overview of all your commitments in the CIBR and NBCIR registers, creditworthiness assessment, and receive alerts of changes. 

Joint report CIBR+NBCIR

200 CZK/report

Increase your chance of getting a mortgage or loan by checking your information in the registers and finding out your rating. 

An online account gives you quick access to all services

You will have online access to all listings and services after registering at the portal. Everything can be carried out easily from the comfort of your own home or office.