How long are the records kept in credit bureaus?
The information contained in the registries is regularly updated on a monthly basis and is stored for the duration of the contractual relationship with the financial institution, and for an additional 4 years after its termination. If a contract with the client has not been concluded, the information in the form of a loan application is kept in the Non-Bank Registry for a period of six months, and in the Bank Registry for a period of one year.
Increase your chance of getting a mortgage or loan by checking your information in the registers and finding out your rating.
Get a detailed overview of all your commitments in the CIBR and NBCIR registers, creditworthiness assessment, and receive alerts of changes.
Check your information about financial obligations and the progress of their repayment with companies in the Non-Banking Register.
Check your data regarding credit products and their repayment progress with banking institutions in the Banking Register.
You will have online access to all listings and services after registering at the portal. Everything can be carried out easily from the comfort of your own home or office.