FAQ
The credit report is a comprehensive overview of all credits that you are drawing on or are currently applying for. It also contains information about regular and extraordinary repayments, information about overdue repayments, i. e., about repayments that have not been made in accordance with the previously agreed repayment terms, and other data about the parameters of your loans or applications. Part of the Detailed credit report also includes verification of the existence of liabilities in the REPI and the ISIR and CDR public registers.
Useful Data for Institutions and Clients
A statement from the registers is a valuable document for both the client and the financial institution. When you apply for a loan, financial institutions assess your credibility. They examine whether you have provided all the required information truthfully and whether you have disclosed all your commitments, loans, and credit cards. Financial institutions have access to your statement from the registers, which contains this information. Statements from the BRKI and NRKI registers do not contain information about your income, only about your liabilities.
Detailed credit report also includes verification of the existence of liabilities in the REPI and the ISIR and CDR public registers.
Confirmation of Financial Condition
A statement from the registers offers insight into your credit history. If it demonstrates that you repay loans in a timely and proper manner, you have a better chance of obtaining a loan compared to someone who repays their obligations late or not at all. A statement from the registers is evidence of your payment reliability and serves as a foundation for successfully building your financial future. Be cautious when dealing with financial institutions that do not work with statements from the registers. If they are not a participant in one of the BRKI and NRKI registers and do not request a statement from the registers, they are unlikely to have a genuine interest in ensuring you can repay their loan."
Get a detailed overview of all liabilities in the registers and public databases, creditworthiness assessment, and notification of any changes. A Detailed credit report 4 times a year included.
Increase your chances of being granted a mortgage or loan by checking your records, public registers, and getting your rating.
Check your data regarding credit products and their repayment progress with banking institutions in the Banking Register.
Check your information about financial obligations and the progress of their repayment with companies in the Non-Banking Register.
You will have online access to all listings and services after registering at the portal. Everything can be carried out easily from the comfort of your own home or office.
